Essential
Annual limitAED 250,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
WHI / DubaiCare network (MoHRE scheme)
WHI Enhanced Plan
Essential coverWorkers Health Insurance (Northern Emirates)Low-salary / employer-sponsored workers
PremiumFrom AED 440 /yrPer person/yr, excl. VAT & fees
Annual limitAED 100,000
Visa emiratesSharjah, Ajman, UAQ, RAK, Fujairah
Area of coverUAENorthern Emirates
Benefits
| Core cover | |
|---|---|
| Inpatient | As WHI TOB |
| Outpatient | As WHI TOB |
| Deductible & co-payment | See TOB |
| Prescription medicines | Not stated |
| Benefits | |
| Maternity | Not confirmed |
| Dental | Not confirmed |
| Optical | Not confirmed |
| Pre-existing conditions | Covered Nil waiting period |
| Network | |
| Hospital & clinic network | DUBAICARE-N5 NE Restricted |
| Claims administrator (TPA) | Not stated |
| Eligibility & documents | |
| Who it's for | Private-sector employees & domestic workers (age 0-64) |
| Regulatory type | MoHRE Northern Emirates scheme |
| Other notes | Not stated |
| Document date | 2025 |
Similar plans from other insurers
Essential
Annual limitAED 250,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
Essential
Annual limitAED 150,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
Sources
- Workers Health Insurance (WHI) - plans and premiums – WHI / DubaiCare network, 2025-2026
Retrieved 2026-10-29. Always check the insurer's current table of benefits before buying.