Orient Insurance

NEMed-Basic

Essential coverNEMedLow-salary / employer-sponsored workers
PremiumQuote only
Annual limitAED 40,000
Visa emiratesNorthern Emirates
Area of coverUAEUAE excl. Abu Dhabi, Al Ain & Dubai

Benefits

Core cover
InpatientSub-limit AED 15,000; 20% coinsurance max AED 1,000; shared room
OutpatientSub-limit AED 25,000; flat AED 50 deductible
Deductible & co-paymentOP deductible AED 50; IP 20% (max AED 1,000)
Prescription medicinesNot stated
Benefits
MaternityNot covered Not covered
DentalLimited Only if related to medical emergency
OpticalNot confirmed
Pre-existing conditionsWaiting period Waiting period applies; then AED 5,000 IP / AED 1,500 OP
Network
Hospital & clinic networkNEXtCARE PCP-NE (OP restricted)
Claims administrator (TPA)NEXtCARE
Network pagesNEXtCARE network
Eligibility & documents
Who it's forEmployees incl. domestic workers with salary up to AED 15,000 (NE visa)
Regulatory typeNorthern Emirates basic
Other notesNot stated
Document dateFeb 2026

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Sources

  1. Orient Insurance - NEMed-Basic TOB 2026 – Orient Insurance, Feb 2026

Retrieved 2026-10-29. Always check the insurer's current table of benefits before buying.