Orient Insurance

EMed (PCP-RN3)

Essential coverDHA EBPLow-salary / employer-sponsored workers
PremiumQuote only
Annual limitAED 150,000
Visa emiratesDubai
Area of coverRegionalUAE + home country for IP at UAE UCR

Benefits

Core cover
Inpatient20% cap AED 500/encounter
Outpatient20%
Deductible & co-paymentDrugs up to AED 1,500 (TOB dated May 2022 - pre-2025 EBP)
Prescription medicinesDrugs up to AED 1,500 (TOB dated May 2022 - pre-2025 EBP)
Benefits
MaternityCovered IP 10%; max AED 7,000 normal / AED 10,000 C-section (2022 TOB)
DentalLimited Emergency only, 20%
OpticalNot confirmed
Pre-existing conditionsWaiting period Excluded first 6 months of first scheme
Network
Hospital & clinic networkNEXtCARE PCP clinics (OP), RN3 hospitals
Claims administrator (TPA)NEXtCARE
Network pagesNEXtCARE network
Eligibility & documents
Who it's forIndividual (Dubai, LSB)
Regulatory typeDHA EBP
Other notesOutdated vs GC 03/2024 EBP (drug limit now AED 2,500, maternity AED 10,000)
Document dateMay 2022

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Compare this plan with these

Sources

  1. Orient Insurance - EMed (DHA EBP) TOB – Orient Insurance, May 2022

Retrieved 2026-10-29. Always check the insurer's current table of benefits before buying.