Essential
Annual limitAED 250,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
PremiumQuote only
Annual limitAED 250,000
Visa emiratesDubai (Healthnet 1-4 DXB; NE variants listed)
Area of coverRegionalUAE + home country (elective); worldwide life-threatening emergency
Benefits
| Core cover | |
|---|---|
| Inpatient | 100%; private room |
| Outpatient | 20% up to AED 100 at hospitals, 20% up to AED 50 at clinics |
| Deductible & co-payment | Lab/X-ray 20% at hospitals, nil at clinics; Rx 20% up to AED 5,000 |
| Prescription medicines | Rx 20% up to AED 5,000 |
| Benefits | |
| Maternity | Covered DXB maternity per TOB |
| Dental | Limited Emergency only, 20% |
| Optical | Limited Emergency only, 20% |
| Pre-existing conditions | Covered Covered if declared; AED 150,000 first policy year |
| Network | |
| Hospital & clinic network | HN Premier |
| Claims administrator (TPA) | NGI-Healthnet |
| Network pages | NGI-Healthnet network |
| Eligibility & documents | |
| Who it's for | Individual |
| Regulatory type | Enhanced (DHA) |
| Other notes | Alt. medicine 80% up to AED 1,500 |
| Document date | 2026 |
Similar plans from other insurers
Essential
Annual limitAED 250,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
Essential
Annual limitAED 150,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
Sources
- NGI - Know more (Healthnet plans) – National General Insurance, 2026
Retrieved 2026-10-29. Always check the insurer's current table of benefits before buying.