Essential
Annual limitAED 250,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
PremiumQuote onlyBuy online
Annual limitAED 250,000
Visa emiratesAbu Dhabi
Area of coverUAEUAE
Benefits
| Core cover | |
|---|---|
| Inpatient | Covered |
| Outpatient | Consultation deductible AED 20 GP + AED 10 SP |
| Deductible & co-payment | OP pharmacy 30% up to AED 1,500 (generic) |
| Prescription medicines | OP pharmacy 30% up to AED 1,500 (generic) |
| Benefits | |
| Maternity | Not confirmed |
| Dental | Optional add-on Not covered (optional) |
| Optical | Optional add-on Not covered (optional) |
| Pre-existing conditions | Not confirmed |
| Network | |
| Hospital & clinic network | Opal BH |
| Claims administrator (TPA) | Not stated |
| Eligibility & documents | |
| Who it's for | Individual |
| Regulatory type | DoH enhanced |
| Other notes | Ayurveda/homeopathy AED 500 (20%) |
| Document date | 2026 |
Similar plans from other insurers
Essential
Annual limitAED 250,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
Essential
Annual limitAED 150,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
Sources
- Liva - Individual Health Insurance – Liva Insurance, 2026
Retrieved 2026-10-29. Always check the insurer's current table of benefits before buying.