Essential
Annual limitAED 250,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
PremiumQuote only
Annual limitAED 150,000
Visa emiratesDubai & Northern Emirates
Area of coverUAEPer EBP
Benefits
| Core cover | |
|---|---|
| Inpatient | Per EBP |
| Outpatient | Per EBP |
| Deductible & co-payment | Per EBP |
| Prescription medicines | Per EBP: 30% co-pay, up to AED 2,500/yr |
| Benefits | |
| Maternity | Covered Covered |
| Dental | Limited Emergency dental mentioned |
| Optical | Not confirmed |
| Pre-existing conditions | Covered Per EBP |
| Network | |
| Hospital & clinic network | Not stated |
| Claims administrator (TPA) | Not stated |
| Eligibility & documents | |
| Who it's for | Individual/group (Dubai & NE) |
| Regulatory type | DHA EBP |
| Other notes | Limit inferred from DHA EBP standard; insurer page gives no figures. |
| Document date | 2026 |
Similar plans from other insurers
Essential
Annual limitAED 250,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
Essential
Annual limitAED 150,000
PremiumQuote only
- Visa emirates
- Abu Dhabi, Dubai, Northern Emirates
- Area of cover
- Regional
Maternity: coveredDental: coveredOptical: not coveredPre-existing conditions: covered
Sources
- ADNIC - Medical Insurance (SHIFA plans) – ADNIC, 2026
- DHA Circular GC 03/2024 - Updated Table of Benefits for Essential Benefits Plan – Dubai Health Authority, 23 Jul 2024 (effective 1 Jan 2025)
Retrieved 2026-10-29. Always check the insurer's current table of benefits before buying.